Franklin First Financial - Mortgage, Mortgage Rates, mortgage resource.

Plan on owning the property for several years (3 years or more). Prefer the stability of fixed monthly payments.

Fixed-rate Mortgage

Fixed monthly payments for the life of the loan. Protection against rising interest rates. A variety of terms, including shorter-term loans to help you minimize interest and fees and build equity faster.

Plan on owning the property for a short period of time. Expect your income to rise over the next few years.

Adjustable-rate Mortgage (ARM)

Low qualifying rates. Stability of low fixed rate for set period of time. Choose from 1-, 3-, and 5-year initial fixed rate before adjustment period.

Mortgage that exceeds $417,000.

Jumbo and Super Jumbo Mortgage

A loan in exceed of Fannie Mae limits — More equity out of your home. Choose from a variety of jumbo products including fixed-rate and several ARM options.

Plan on building or remodeling a home.

Construction-to-Permanent Mortgage

An "all-in-one" mortgage loan that offers interest-only payments for up to 12 months during construction and then automatically rolls over to permanent financing for the remainder of your loan term. Only one closing required.

Refinance or purchase a home, and have more manageable payments at least in the short term

Interest Only Loans

30 year loan program with an introductory period (usually 5-10 years) during which you are only responsible for making the interest payments Available on Fixed rate loans and ARM mortgages More manageable monthly payments Increased monthly cash flow

Plan on owning the property for several years
(3 years or more).

Prefer the stability of fixed monthly payments.

Fixed monthly payments for the life of the loan.

Protection against rising interest rates.

A variety of terms, including shorter-term loans to help you minimize interest and fees and build equity faster.

Plan on owning the property for a short period of time.

Expect your income to rise over the next few years.

Low qualifying rates.

Stability of low fixed rate for set period of time.

Choose from 1-, 3-, and 5-year initial fixed rate before adjustment period.

A loan in exceed of Fannie Mae limits — More equity out of your home.

Choose from a variety of jumbo products including fixed-rate and several ARM options.

An "all-in-one" mortgage loan that offers interest-only payments for up to 12 months during construction and then automatically rolls over to permanent financing for the remainder of your loan term.

Only one closing required.

30 year loan program with an introductory period (usually 5-10 years) during which you are only responsible for making the interest payments

Available on Fixed rate loans and ARM mortgages

More manageable monthly payments

Increased monthly cash flow